Comparing two homes consistently
Use the same table for both options. Keep unknowns visible: an empty cell should not become an imagined advantage.
One table for both options
Comparisons break down when you know a lot about one flat and little about the other. The less-known one then wins, simply because its weaknesses are not visible. Set the rows before the viewings and fill them in the same way for both.
Next to every value, add a status: "backed by a document", "according to the seller or agent", "unknown". An empty cell is not an advantage. If you know nothing about the second flat's debts to the owners' community, that is a question for the seller, not a point in its favour.
Which rows to include
Add your own criteria from the search brief: journeys, floor, light, outdoor space.
| Row | What to enter | What backs it up |
|---|---|---|
| Price and terms | Price and what it includes: parking, storage room | The seller's written offer |
| Usable area | The area stated by the seller and its source | Information the seller must give before any payment |
| Purchase tax | ITP, or IVA and AJD, provisional amount | Type of sale, rates from the Catalan Tax Agency |
| Owner and charges | Who owns it, mortgage, attachment, restrictions | A recent nota simple |
| Owners' community | Monthly fee, approved special levies (derramas), debts | Secretary's certificate, budget, minutes |
| IBI | Annual property tax | Latest receipt |
| Property documents | Cédula de habitabilidad, energy certificate | Copies from the seller |
| Tenant | Whether it is let and on what terms | The tenancy agreement |
| Condition | What you saw and what is uncertain | A technical specialist's report |
Documents make the cells comparable
A nota simple (information extract from the Land Registry) shows the property, its owners, their rights and any charges. It is for information only and reflects the position on the date issued, so use extracts of roughly the same date for both flats. How to get one: what a nota simple is.
Debts to the community and unpaid IBI do not appear in it; ask the seller and the building's administrator. Under Catalan rules the seller must hand the buyer the cédula de habitabilidad (certificate of fitness for occupation), the energy certificate and label, the plans, and for new builds the guarantee documents. Before you pay any amount, you must be told the usable area, the total price including taxes and the terms of sale.
Find out separately whether the flat is let. A buyer of a let flat takes over the landlord's rights and duties for the first five years of the lease (seven if the landlord is a company), and the tenant has a right of first refusal: the seller must notify the price and terms, and the tenant has 30 calendar days (articles 14 and 25 LAU). The same price for a let flat and a vacant one means two different purchases.
Running costs, not just the price
The comunidad de propietarios (owners' community) collects regular fees, one-off levies for works (derramas) and a reserve fund that must be at least 5 % of the budgeted expenses. The flat stands as security for community debts for the current year and the four before it, including those of previous owners. Two flats at the same price can carry very different monthly fees, and one building's minutes may show an approved facade or lift renovation. Ask for the budget and recent minutes for both buildings. Details: owners' community.
IBI is paid by whoever owns the property on 1 January; the tax base is the cadastral value and Barcelona's general rate is 0.66 %. Compare actual receipts, not the agent's estimate. Details: IBI and plusvalía.
Weighting and when to stop
- Weights. Give each row a weight of 1, 2 or 3 based on your brief. Set the weights before the viewings, not after.
- Deal breakers. Decide in advance which confirmed risk rules an option out: a charge that will not be cleared before signing, a sitting tenant, a large approved levy, a discrepancy in area.
- Cost of a risk. If a risk does not change the decision, turn it into money or time: what it costs to fix and who pays.
- Who checks. Legal rows go to a lawyer, condition to an architect or building surveyor, tax to a tax adviser. The table brings their conclusions together; it does not replace their checks.
Last updated 26.10.2026.
Questions for your next viewing
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Before our conversation
Have your objective, area, budget range and timing ready. If you already have an option, prepare the link and your questions; sensitive documents belong only in an agreed secure channel.
Scope and limits
Scope and fees are agreed in writing. Legal, technical and tax checks belong to independent specialists. No outcome, discount or absence of hidden defects is guaranteed.
Sources and references
- Registradores de España · Nota simple informativa ↗
- Generalitat de Catalunya · Documents the seller must provide ↗
- Catalan Consumer Agency · Buying a home ↗
- BOE · Ley 5/2006, Book Five of the Civil Code of Catalonia (horizontal property) ↗
- BOE · Ley 29/1994 on Urban Leases, articles 14 and 25 ↗
- Barcelona City Council · IBI ↗
A guide to prepare for a conversation. Individual legal, technical or tax review is carried out separately.