Housing

Comunidad de propietarios: what it is and what the fees cover

A comunidad de propietarios (comunitat de propietaris in Catalan) is the association of owners of the flats and premises in a building who jointly own its common parts. They pay shared costs in proportion to their share, and the flat is liable for the comunidad's debts for the current year and the four previous years.

Information material, not an individual legal opinion. Conditions apply to each specific situation and may change.
In brief
  • A comunidad de propietarios arises in a building where each owner holds their own unit in sole ownership and the common parts in joint ownership. In Catalonia this is the régimen de propiedad horizontal under Book Five of the Código civil de Cataluña (Ley 5/2006) [1].
  • Payments are made up of gastos ordinarios and extraordinarios (derramas) and a mandatory fondo de reserva: the budget must set aside at least 5% of the common expenses [1].
  • Each owner’s share is the cuota de participación, a percentage of the whole building; expenses are split by it unless the bylaws or a resolution of the junta provide otherwise [1].
  • Decisions are taken by the junta de propietarios. The ordinary meeting is held once a year to approve the accounts and the budget; notice must arrive at least 8 calendar days in advance [1].
  • The flat is liable for the comunidad’s debts for the current year and the four previous ones, including debts of previous owners. The seller must hand over a certificado of debts [1].
  • Unpaid comunidad contributions are recovered through a simplified court procedure (proceso monitorio) based on the secretary’s certificado [1].

What is a comunidad de propietarios?

A comunidad de propietarios is the organisation of the owners of a building in which each unit is held in sole ownership and the common parts are jointly owned. This is how the régimen de propiedad horizontal works (article 553-1) [1]. It is created by a título de constitución in an escritura pública, which is entered in the Registro de la Propiedad (article 553-9) [1]. The common parts include the plot, façades, roofs, staircases, lifts, entrance halls, swimming pools, gardens and shared building services (article 553-41) [1]. Catalonia has its own law: Book Five of the Código civil de Cataluña, not the national Ley de Propiedad Horizontal that Russian-language articles often summarise. The deadlines and percentages in this article are taken from the Catalan text.

What payments does the comunidad include?

Owners pay common expenses in proportion to their cuota de participación, unless the bylaws or resolutions of the junta provide otherwise (article 553-45) [1]. Not using the lift or the pool does not exempt you from paying, unless the bylaws say otherwise. The bylaws may set special shares for staircases, pools and gardens [1]. If a unit is used for business or professional activity, its share of expenses may be increased, but by no more than double [1].

PaymentWhat it isLegal basis
Gastos ordinariosDay-to-day upkeep of the building and servicesArticles 553-4, 553-44 [1]
Gastos extraordinarios, derramasOne-off costs for repairs and improvements approved by the juntaArticles 553-4, 553-19 [1]
Fondo de reservaReserve: at least 5% of the common expenses in the budgetArticle 553-6 [1]

The fondo de reserva belongs to all the owners. It is kept in a separate account, and you cannot get your share back when you sell the flat. It can be used for urgent unforeseen expenses with the president’s authorisation, or for major repairs with the junta’s authorisation [1].

Who makes decisions in the comunidad?

The highest body is the junta de propietarios, made up of all the owners (article 553-19) [1]. It must hold an ordinary meeting once a year to approve the accounts and the budget and to elect officers (article 553-20). The president calls and chairs the meeting and represents the comunidad; the administrador handles day-to-day business and prepares the budget and accounts (articles 553-16 and 553-18) [1]. Notice must arrive at least 8 calendar days in advance at the address you have given the secretary. The agenda includes the list of owners in arrears (article 553-21) [1].

Most decisions are taken by a simple majority of votes and shares. Amending the bylaws requires four fifths, and changing the shares requires unanimity (article 553-26) [1]. An owner in debt to the comunidad may not vote unless they have deposited the amount with the court or a notary, or have challenged the debt in court (article 553-24) [1]. The minutes must be written at least in Catalan (article 553-27) [1].

An absent owner may object in writing within one month of receiving notice of the resolution; otherwise, for certain resolutions, their position may be treated as consent (articles 553-25 and 553-26) [1]. You can challenge a resolution in court if you are up to date with payments: the time limit is one year, or three months from receiving the minutes where the resolution harms the interests of the comunidad (article 553-31) [1].

Which comunidad debts is the new owner liable for?

The flat is security for debts to the comunidad for the current year and the four previous ones, including debts left by previous owners (article 553-5) [1]. The seller must declare that there are no debts, or list them, and hand over a certificado from the secretary showing the debts and any approved payments not yet due. Without this certificate the escritura is not signed unless the parties expressly waive it [1]. The notary checks whether comunidad fees and any derramas approved for the future have been paid [2]. On the notary’s role: escritura pública and the notary; on the land registry extract: nota simple.

What if a neighbour does not pay?

The comunidad can recover unpaid contributions, derramas and fondo de reserva payments through a special proceso monitorio for comunidades de propietarios. A certificado from the secretary countersigned by the president is enough: it states the debt, its amount, confirmation that the debt matches the accounts in the libro de actas, and the demand for payment (article 553-47) [1]. Interest accrues on the debt (article 553-4) [1].

What depends on the case?

The specific payments, shares and restrictions are set out in your building’s título de constitución and estatutos. The bylaws may, for example, restrict the activities allowed in the units (article 553-11), so it is worth reading them before you buy [1]. We do not know how a particular building works, so before the transaction ask the administrator for the bylaws, the latest budget, the minutes and the certificado of debts. For general questions about buying, see buying property as a non-resident; help with the transaction documents: documents and support.

Frequently asked questions

What do comunidad de propietarios payments include?
Gastos ordinarios (upkeep), gastos extraordinarios (derramas for repairs approved by the junta) and contributions to the fondo de reserva, at least 5% of the common expenses in the budget. Everything is split by cuota de participación unless the bylaws or a resolution of the junta provide otherwise [1].
How much do you pay the comunidad per month?
The amount depends on the building’s budget, your share and the services: the law does not give a figure. It is set out in the budget approved by the junta, which the administrador provides. Before buying, ask for the latest budget, the minutes and the building’s bylaws [1].
Who is liable for comunidad debts when you buy a flat?
The flat is liable for debts for the current year and the four previous ones, including debts of previous owners. The seller hands over a certificado from the secretary listing the debts; without it the escritura cannot be signed unless the parties expressly waive the certificate [1].
What is the fondo de reserva?
The comunidad’s reserve: the budget sets aside at least 5% of the common expenses. It is shared, held in a separate account, and you cannot get your share back when you sell the flat. It can be used for urgent expenses with the president’s authorisation or for major repairs with the junta’s authorisation [1].
What happens if you do not pay the comunidad?
Interest accrues on the debt. Until the debt is paid or deposited with the court or a notary, the owner cannot vote at the junta or challenge resolutions. The comunidad recovers the debt through a proceso monitorio based on the secretary’s certificado [1].
How do you find out whether the seller owes the comunidad money?
Ask for a certificado of debts from the comunidad’s secretary. Under Catalan law the seller must hand it over, and the notary checks that contributions have been paid before signing [1][2].

Official sources

  1. BOE · Ley 5/2006, libro quinto del Código civil de Cataluña, articles 553-1 to 553-47 ↗
  2. Notariado · Comprar una vivienda: cómo le pueden ayudar los notarios ↗

Sources reviewed on 02.10.2026. Consolidated texts and government reference pages are for information only: applying the law depends on official publications, amendments and the specific circumstances. Reviewed by lawyer Francisco Romero Jiménez (ICAB 33641) on 21.10.2026.

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