- Digital nomad visa: €2,849 a month for one person, plus €1,068.38 for the first family member and €356.13 for each further one[2][5].
- Non-lucrative residence: €2,400 a month for one person and €600 for each family member; for the first year that is €28,800 plus €7,200 per person[1][3].
- Studies: €600 a month; family reunification: €900 for two people and €300 for each further one[1].
What the thresholds are based on: SMI and IPREM
The 2026 minimum wage (salario mínimo interprofesional, SMI) is set by Real Decreto 126/2026: €1,221 a month in 14 payments, at least €17,094 a year[2]. Spread over 12 months that is €1,424.50. The digital nomad visa income is calculated from the SMI[5].
IPREM (indicador público de renta de efectos múltiples) is €600 a month and €7,200 a year in 2026. The amount was set by the 2023 Budget Act; no new budget has been passed since, so it still applies in 2026[3][4]. Almost every other route under the Reglamento de extranjería is calculated from IPREM[1].
All amounts below are monthly minimums: the Reglamento calls them «mínimas» and checks them on the date of the application[1].
Summary table of 2026 thresholds
Monthly amounts for the applicant and the family members who move with them:
| Route | How it is calculated | One person | Two | Three | Four |
|---|---|---|---|---|---|
| Digital nomad visa | 200 % of SMI, 75 % for the first family member, 25 % for each further one[5] | €2,849 | €3,917.38 | €4,273.50 | €4,629.63 |
| Non-lucrative residence (no lucrativa) | 400 % of IPREM and 100 % for each family member, article 62[1] | €2,400 | €3,000 | €3,600 | €4,200 |
| Studies (estancia por estudios) | 100 % of IPREM, 75 % for the first family member, 50 % for each further one, article 35[1] | €600 | €1,050 | €1,350 | €1,650 |
| Family reunification (reagrupación familiar) | 150 % of IPREM for a family of two, 50 % for each further member, article 67[1] | not applicable | €900 | €1,200 | €1,500 |
| EU long-term residence (larga duración-UE) | Same amounts as family reunification, article 176[1] | not stated separately | €900 | €1,200 | €1,500 |
| Arraigo social through family ties | At least 100 % of IPREM, article 127[1] | €600 | not stated | not stated | not stated |
For studies the Reglamento adds a proviso: if accommodation is paid in advance for the whole stay, this is taken into account when assessing the funds for your own maintenance[1].
How much to show for a year
For non-lucrative residence the monthly amount is multiplied by the length of the permit (article 62.2)[1]. The first permit is issued for one year, a renewal for two years (articles 61.4 and 64.7)[1]:
| Household | First permit, 12 months | Renewal, 24 months |
|---|---|---|
| One person | €28,800 | €57,600 |
| Two | €36,000 | €72,000 |
| Three | €43,200 | €86,400 |
| Four | €50,400 | €100,800 |
For the digital nomad visa the threshold is monthly: remote-work income is compared with €2,849 a month, or €34,188 a year for one person[2][5]. You can work out your own case with the calculators digital nomad visa check, savings for the digital nomad visa and funds for no lucrativa.
Where there is no fixed threshold
- Arraigo sociolaboral: instead of an amount you need one or more employment contracts paying at least the SMI in proportion to the hours, for a total of at least 20 hours a week (article 127)[1].
- National long-term residence (article 183): the article sets no separate financial threshold, unlike EU long-term residence under article 176[1].
- Employment: the threshold is the salary in the contract and the collective agreement, not a percentage of IPREM.
If you are not sure which route fits, start with the comparison in choosing a residence route: comparison table.
How to use the table
These are minimums. The authorities look not only at the amount but at where the money comes from and how regular it is. For family reunification and EU long-term residence the Reglamento expressly requires «recursos fijos y regulares»[1].
The amounts change when the SMI and IPREM change: the SMI is set by royal decree every year, IPREM by the Budget Act. Before applying, check the figures in the BOE on the date of your application. If your income is close to the threshold or paid in another currency, that is a matter for an individual review.
Frequently asked questions
How much do you need to earn for the Spanish digital nomad visa in 2026?
How much money do you need for non-lucrative residence in 2026?
What income do you need for family reunification in Spain?
How much money do you need for a Spanish student visa?
Why are the thresholds so different between permits?
Official sources
- BOE · Real Decreto 1155/2024 (Immigration Regulation), articles 35, 61, 62, 64, 67, 127, 176 and 183 ↗
- BOE · Real Decreto 126/2026, 2026 minimum wage: €1,221 a month, at least €17,094 a year ↗
- BOE · Ley 31/2022, 2023 State Budget, additional provision 90: IPREM ↗
- Seguridad Social · IPREM 2026: €20 a day, €600 a month, €7,200 a year ↗
- Ministry of Inclusion, UGE · documents for initial teletrabajadores applications (income) ↗
- BOE · Ley 14/2013, articles 74 bis and 74 quater ↗
Sources reviewed on 26.10.2026. Consolidated texts and government reference pages are for information only: applying the law depends on official publications, amendments and the specific circumstances. Reviewed by lawyer Francisco Romero Jiménez (ICAB 33641) on 28.10.2026.
Turn the information into questions.
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ReloVictory · Sources reviewed 26.10.2026 · Not a substitute for individual legal advice.