ReloVictory
+34 613 625 197Discuss your case
Calculator

How much savings you need for the digital nomad visa

If your salary is a little below the threshold, the UGE accepts savings that cover the gap for the whole permit term. The calculator works out that amount for you and your family under the 2026 rules.

ReloVictory editorial teamSources reviewed Runs in your browser
Information material, not an individual legal opinion. Conditions apply to each specific situation and may change.

Calculator

The calculation runs in your browser: what you enter is not sent or stored anywhere.

How the calculator works

The digital nomad visa income threshold in 2026 is 200 % of the minimum wage, i.e. €2,849 gross a month for the applicant. Add 75 % (€1,068) for the first family member and 25 % (€356) for each further one[1][3].

The UGE list says that if work income is below the threshold, you must show with bank certificates savings or other liquid funds that cover the gap for the whole permit term[1]. The calculator takes the monthly gap and multiplies it by the number of months:

RouteTermRule
Consular visaup to 12 monthsArt. 74 quater Ley 14/2013[2]
UGE permit from Spainup to 36 monthsArt. 74 quinquies Ley 14/2013[2]
Renewal24 monthsArt. 74 quinquies Ley 14/2013[2]

Certificates must be in the applicant's name and stamped or signed by the bank[1]. The calculator does not account for exchange rates or tax, and the UGE may assess your case differently. How income is proved: proving income to the UGE.

Frequently asked questions

Can I get the digital nomad visa if my salary is below €2,849?
Yes, if savings cover the gap for the whole permit term. They are proved with bank certificates in the applicant's name. [1]
How is the savings amount calculated?
The gap between the threshold and your monthly income, times the number of months in the permit. The UGE does not publish a formula; this is a literal reading of its document list. [1]
How much savings does a family need?
The threshold rises by €1,068 for the first family member and €356 for each further one, so the gap and the savings rise too. Choose your family size in the calculator. [1][3]
Do savings in another currency or abroad count?
The UGE list accepts certificates from Spanish or foreign banks. Which exchange rate to use is not officially defined: keep a margin and state the rate and date in a cover letter. [1]

Official sources

  1. Ministry of Inclusion, UGE · documents for initial teletrabajadores applications (income and savings) ↗
  2. BOE · Ley 14/2013, articles 62.3 f), 74 quater and 74 quinquies ↗
  3. BOE · Real Decreto 126/2026, 2026 minimum wage ↗

A guide based on the 2026 rules, not legal or tax advice.

Turn the information into questions.

The navigator helps you gather topics for an individual review. It does not determine your right to a residence permit and does not submit an application.

Build your checklist

How ReloVictory works: a 15-minute consultation is free, a full consultation costs €121 for 45 minutes; case handling is priced by quote, and fees and translations are paid separately. The legal side is handled by the team’s lawyer, tax and administrative matters by a graduada social. More: about the team.

Prefer to do it yourself? Step-by-step guides: residence permit in Barcelona: from empadronamiento to TIE and route cards by residence ground.

Related articles

All calculatorsHow much income a family of three needs for the DNVIncome required for Spanish digital nomad residence in 2026How to prove income for the UGE: which documents are acceptedDigital Nomad in Spain: documents and support

ReloVictory · Sources reviewed 20.10.2026 · Not a substitute for individual legal advice.

How does this apply to your situation?

Choose your first step with a short quiz or discuss your questions with the ReloVictory team.

Find the first stepDiscuss your situation