Non-lucrative residence

No lucrativa refusal: common reasons and how to appeal

A no lucrativa refusal usually comes down to funds, insurance, documents or the criminal record certificate. The decision must give reasons and state how to challenge it: reposición within 1 month or a court claim within 2.

Information material, not an individual legal opinion. Conditions apply to each specific situation and may change.
In brief
  • The grounds for refusal follow from articles 28, 38, 61 and 63 of the Reglamento: insufficient funds, insurance, documents and criminal record, doubts about the authenticity of the information provided [1].
  • Silence can also be a refusal: for an initial no lucrativa application, if there is no decision within a month of the consulate’s notification, the application is deemed rejected (art. 63.4) [1].
  • A visa refusal must state its reasons and set out how to appeal, to which authority and by when (art. 28.6 and 28.7) [1]. The consulate in Moscow gives 1 month for a recurso de reposición and 2 months for a claim before a court in Madrid [3].
  • A reposición is decided within a month. If you choose it, you can only go to court after the reply or after silence [2].
  • Failing to answer a consulate request leads not to a refusal but to desistimiento (the application is treated as withdrawn), and the consequences are different. Read which decision exactly you have been sent [1].

What decisions are issued on a no lucrativa, and how do they differ?

“Refusal” covers several different decisions, and each calls for a different course of action. First work out exactly what you have received.

DecisionWho decidesLegal basis
Refusal of the no lucrativa authorisationoficina de extranjería, then the consulate notifies youart. 61 - 63, 28.10 [1]
Visa refusalconsulateart. 28.5, 38, 39 [1]
Silence after a monthauthority deciding on the authorisationart. 63.4: application rejected [1]
Desistimientoconsulateno reply to a request or failure to attend, art. 27 [1]
Refusal of renewaloficina de extranjeríaart. 64 [1]

If the authorisation is refused, the consulate also issues a negative decision on the visa: article 28.10 says that a negative decision on the authorisation entails a negative decision on the visa, and the consulate must inform you in writing which appeals are available [1]. What follows covers grounds and ways to appeal; desistimiento is dealt with separately: what desistimiento and caducidad are.

Why a no lucrativa is refused: the grounds in the text of the law

The Reglamento does not rank the grounds, and we have found no refusal statistics for no lucrativa. Below is what the law refers to and what is actually worth checking in your application file [1].

GroundLegal basisWhat to check
Insufficient fundsart. 61.2.a, 62: 400% of IPREM plus 100% for each family member for the term of the authorisationIPREM value on the filing date, family composition, origin of the money
No suitable insuranceart. 61.2.b; the consulate in Moscow requires cover for all the risks covered by the public system [3]policy terms, insurer, period of validity
Incomplete or incorrect documentsart. 38: passport valid for at least a year, criminal record for 5 years, medical certificate, feeapostille, translation, how recent the document is, signatures
Criminal record and public orderart. 61.2.d and 63.3: review of the certificate and the police reportwhether there are any entries; on their own they do not automatically lead to refusal
Commitment not to return still runningart. 61.2.c, if you previously left under a voluntary return programmewhether that period is still running
False information, doubts about authenticityart. 28.5.b and deverything you have declared must be supported by documents
Being in Spain without a legal basisart. 38.byou apply from abroad and are not flagged as “rechazable” in the databases

More on criminal records. Under article 63.3, an entry in the police report does not automatically lead to refusal: the authority has to assess, on the facts of the case, whether the person is a threat to public order and security [1]. But the criminal record certificate, with apostille and translation, must be submitted in full; more here: criminal record certificate for a residence permit.

Refusal to renew a no lucrativa: what they look at

Renewal is governed by article 64, and the grounds for refusal lie in its conditions [1]:

  • no funds for the new term, calculated under article 62;
  • the insurance did not cover the whole previous term or is not being continued;
  • school-age children are not attending school: the oficina will notify the education authorities and give a month to put this right;
  • actual residence in Spain for more than 183 days in the calendar year has not been proven;
  • the fee has not been paid;
  • the authority has taken into account breaches of tax obligations and of obligations to the Seguridad Social.

If a condition cannot be proven, article 64.6 allows “integration efforts” to be used as an argument, backed by a favourable report from the region where you live on respect for constitutional values and, where relevant, on language learning [1]. This is not a guarantee but an argument that is weighed. The decision period for a renewal is three months, and silence on it means approval [1]. On preparation: no lucrativa renewal.

How to read the text of the refusal?

A visa refusal must state its reasons: it must contain the facts and circumstances, the documents and reports on which it is based, the legal provisions, the way to appeal, the authority and the deadline [1]. If the document has no reasons or no way to appeal, that in itself is an argument for an appeal. What to check first:

  1. The date from which the deadline runs. A deadline in months runs from the day after receipt and ends on the same day of the month; if the last day is a non-working day, it moves to the next working day [2].
  2. Which authority issued the decision and to which authority the appeal is addressed.
  3. Which requirement exactly is named: funds, insurance, a document, criminal record.
  4. Whether there is a reference to a police report or to “possible inconsistencies”: this changes the line of defence.

Photograph the envelope or keep the letter in electronic form: deadlines run from the date of receipt.

How to appeal a refusal: reposición or court?

Decisions on visas and residence authorisations end the administrative procedure, so an appeal “upwards” (alzada) is not needed, and two routes are available [1]. The first is an optional recurso de reposición to the same authority. The second is to go straight to the contentious-administrative court. The consulate in Moscow gives the deadlines: 1 month for a reposición from the day the refusal is received, and 2 months for a claim before a court in Madrid from receipt of the refusal or of the rejection of the reposición [3]. Ley 39/2015 gives the authority one month to decide on a reposición; if you have chosen it, you cannot go to court before the reply or the silence [2].

RouteFiling deadlinePoints to note
Reposición1 month from receipt of the refusal [2][3]same authority; reply within a month; silence counts as a refusal [2]
Court claim2 months according to the Moscow consulate’s page [3]possible directly or after a reposición; check the rules on representation in court with a lawyer
New applicationthe rules we found set no legal waiting periodsuitable if the ground can be removed with documents

If the refusal results from silence, a reposición can be filed at any time from the day after the deadline expires [2]. Which route to choose depends on the ground for refusal, and we do not recommend making that decision without a lawyer. The overall picture of appeals: appealing a residence permit decision and first steps after a refusal.

What did the 2026 Tribunal Supremo rulings change?

Judgments of the Tribunal Supremo of 8 and 29 July 2026, published in the BOE on 22 September 2026, struck down paragraph 2 of article 197 of the Reglamento in its entirety: it made electronic filing compulsory for individuals in a number of procedures, including no lucrativa renewal [4][5]. The court dismissed the other claims for annulment, and articles 61-64 are not among the provisions declared void [4][1]. In practice this matters for renewals but does not change the grounds for refusal listed above. Check how renewals are currently filed in your province before you apply.

Common mistakes after a refusal

  • Waiting for a “reply on the merits” and missing the one month for a reposición [2].
  • Sending the appeal to the wrong authority or without the file number [1].
  • Filing a new application straight away and repeating the same mistake in the documents.
  • Confusing desistimiento with refusal and trying to “appeal” something that should have been corrected in time [1].
  • Changing certificates retroactively or not explaining discrepancies: false information is a separate ground for refusal [1].
  • Thinking that filing a reposición in itself gives the right to enter or stay: until there is a positive decision there is no visa, and for those already in Spain the status depends on the specific situation [1].

How we can help

The ReloVictory team in Barcelona reviews the text of the refusal, finds the ground and decides what to do: correct the application file and reapply, or prepare an appeal. Correction and reapplication for cases we handled are included in the price; appeals and challenges are not. First consultation: 15 minutes free; full consultation: €121 for 45 minutes. Book a consultation. If the appeal deadline is running, do not put it off. The general filing procedure and deadlines for this status are collected in the no lucrativa route card, the service is described on the no lucrativa page, and other ways to live in Barcelona are compared on the residence permit in Barcelona page.

Frequently asked questions

Why are no lucrativa applications refused?
Most often under articles 61, 62 and 38 of the Reglamento: funds below the threshold, unsuitable insurance, incomplete documents, doubts about the criminal record certificate. False information is a separate ground [1]. We have not found official statistics on the grounds for refusal.
How long do you have to appeal a no lucrativa refusal?
The consulate in Moscow gives 1 month for a reposición and 2 months for a court claim, counting from the day the refusal is received. The deadline runs from the next day and is extended if the last day is a non-working day [2][3]. Check the deadlines in the decision itself.
Can you reapply after a no lucrativa refusal?
The rules we found set no waiting period. A new application makes sense if the ground can be removed with documents, and is pointless if the authority considered the information false. The decision depends on the reasons for the refusal [1].
What does “application rejected by silence” mean?
For an initial no lucrativa application, if the authority has not decided within a month of the consulate’s notification, the application is deemed rejected (art. 63.4). This opens the right to appeal: a reposición can be filed from the moment the deadline expires [1][2].
Can a refusal of no lucrativa renewal also be appealed?
Yes, under the same rules of Ley 39/2015: a reposición to the same authority, or court. First check the ground: often the 183 days, the funds or schooling were not proven. Silence on a renewal counts as approval [1][2].
Do you need a lawyer to appeal a refusal?
Articles 121-124 of Ley 39/2015 say nothing about a lawyer being compulsory for a reposición, but the choice between a reposición, a court claim and a new application depends on the ground for refusal and the deadlines. Check the rules on representation in court with a lawyer. It is better not to take any step without analysing the text of the refusal [2].

Official sources

  1. BOE · Real Decreto 1155/2024, articles 27, 28, 38, 61 - 64, disposición adicional novena ↗
  2. BOE · Ley 39/2015, articles 24, 30, 121 - 124 ↗
  3. Consulate of Spain in Moscow · Visado de residencia no lucrativa (recursos) ↗
  4. BOE · Sentencia del Tribunal Supremo de 8 de julio de 2026 (BOE-A-2026-19632) ↗
  5. BOE · Sentencia del Tribunal Supremo de 29 de julio de 2026 (BOE-A-2026-19633) ↗

Sources reviewed on 02.10.2026. Consolidated texts and government reference pages are for information only: applying the law depends on official publications, amendments and the specific circumstances. Reviewed by lawyer Francisco Romero Jiménez (ICAB 33641) on 21.10.2026.

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